Medical Insurance

Before you pick a Medicare Advantage plan, make sure that your Watson Clinic physicians are participating and in-network. To confirm participation and in-network status, please contact Patient Relations at 863-680-7213.

We accept Traditional Medicare, Medicare Supplements, and the Medicare Advantage plans below.

Aetna

• Aetna Medicare Eagle Giveback PPO
• Aetna Medicare Signature PPO

BayCare

• BayCarePlus Complete HMO*
• BayCarePlus Premier HMO*
• BayCarePlus Rewards HMO*

Florida Blue

• BlueMedicare Patriot PPO
• BlueMedicare Select PPO
• BlueMedicare Value PPO
• BlueMedicare Classic HMO*

Humana

• Humana USAA Honor Giveback PPO
• HumanaChoice Florida PPO
• HumanaChoice Regional PPO
• HumanaChoice Florida SNP-DE PPO D-SNP
• Humana Direct Choice Giveback PPO
• Humana Full Access Giveback PPO
  No Routine eye care. Podiatry, and Dermatology services provided at a higher out pocket

UnitedHealthcare

• AARP MA from UHC FL-0019 PPO
• AARP MA Patriot No Rx FL-MA2 PPO
• AARP MA from UHC FL-0031 Regional PPO
• AARP MA Patriot No Rx FL-MA01 Regional PPO
• AARP MA CareFlex from UHC FL-34 HMO-POS*
• AARP MA from UHC FL-003P HMO-POS*
• UHC Complete Care FL-14 HMO-POS C-SNP*
• UHC Dual Complete FL-D002 HMO-POS D-SNP*
• UHC Dual Complete FL-Y001 HMO-POS D-SNP*
• UHC Dual Complete FL-Y5 HMO-POS D-SNP*
• UHC Dual Complete FL-D003 PPO D-SNP**
• UHC Dual Complete FL-Y4 PPO D-SNP
• UHC Dual Complete FL-D005 Regional PPO D-SNP
• UHC Nursing Home Plan FL-F001 PPO I-SNP
  WellMed Delegated groups – specialty only

We accept the MA HMO plans below for Specialty Care Only. Watson Clinic physicians cannot be your primary care  providers and we are unable to see you in Urgent Care or XpressCare.

Aetna – Specialty Care Only

• Aetna Medicare Select HMO*
• Aetna Medicare Select Extra HMO-POS*
• Aetna Medicare Chronic Care HMO C-SNP*
• Aetna Medicare Dual Select HMO D-SNP*
• Aetna Medicare Full Dual Select HMO D-SNP*

Devoted – Specialty Care Only

• Devoted Core FL HMO*
• Devoted Giveback FL HMO*
• Devoted Premium FL HMO*
  Primary care provider panels are closed for new-to-Devoted members.

Humana – Specialty Care Only

• Humana Gold Plus HMO*
• Humana Gold Plus Giveback HMO*
• Humana USAA Honor Giveback HMO*
• Humana Gold Plus - Diabetes and Heart HMO C-SNP*
• Humana Gold Plus - Lung HMO C-SNP*
• Humana Fully Integrated HMO D-SNP*
• Humana Gold Plus SNP-DE HMO D-SNP*
• HumanaChoice Florida SNP-DE PPO D-SNP**
  No Routine eye care, Podiatry or Dermatology except Dr. Rick Moore

*Urgent Care/XpressCare services not available for patients with a non-Watson Clinic primary care provider.

Commercial Insurance Plans:

Watson Clinic accepts many commercial insurance plans including the payers below. Please contact your plan or our Patient Relations department at 863-680-7213 to ensure we are in your network.

Aetna
Cigna
Cigna BayCare
Claritev / Multiplan
Disney Orlando Health
Employers Health Network
Evolutions
First Health
Florida Blue
Healthscope
Meritain
Optum VA Community Care
Orlando Health Team Members
Partners Direct
PHCS
Prime Healthcare
Surest Benefits
Tricare
UnitedHealthcare
UMR

ACA / Marketplace / Exchange Plans

Florida Blue myBlue
Florida Blue BlueCare
Florida Blue BlueOptions

Watson Clinic does not accept Medical Discount Cards of any kind.

What if I have an out-of-network plan or no insurance?
If you have an insurance plan that Watson Clinic does not contract with (commonly referred to as an "out-of-network" plan) or do not have insurance, you will be responsible for payment of all charges on the day of service. Our financial counselors are available to assist you in making alternative payment arrangements if necessary. Please understand that we cannot waive patient balances.

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